It is not mandatory to complete this step to obtain your premiums under the plan. However, by doing so, you will be able to compare the richness of each Health Insurance option based on your anticipated medical expenses, hence giving you a global picture of your insurance related expenses.
If you choose the Single insurance status, medical expenses incurred by your spouse and children are not reimbursable under the plan. The same logic applies to the Single parent and Couple insurance status. We assume one (1) child.
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