Your dental care coverage includes many types of services and gives you the opportunity to choose from 4 statuses and 4 options. Depending on the option chosen, you can benefit from dental cleaning, restorative treatments, braces and more.
Statuses
Choose your status based on who you wish to cover for dental care:
Single
Couple
Single-parent
Family
Hover over a status for more details.
Options
To meet your specific needs, the dental care component is flexible, meaning that you have 4 options to choose from.
WSP provides you with flex dollars so you can add dental care coverage if you want it. If the cost exceeds the flex dollars offered by WSP, you will pay the difference via payroll contributions. There is no cost if you opt-out of dental care.
Preventive
Lower reimbursements and covers only preventive and basic care.
Balanced
Reimbursements for most types of care.
Enhanced
Generous reimbursements for all types of care, including orthodontics.
Opt-out
You can opt out of dental care if you do not wish to be covered.
Even if you opt out, you can allocate flex dollars to the Health spending account (HSA). You can use this account to reimburse dental care expenses that are not covered (or partially covered) by the plan. The HSA can also reimburse expenses for eligible dependents not covered by the plan.
Note that reimbursements are limited to reasonable and customary fees, as per the dental fee guide in your province of residence.
Discover coverage details for each option:
- View the program summary
PlaceHolder
Alfred’s tip
You do not have to choose the same status for dental care as for medical and vision care.
Alfred’s tip
Did you know that you can submit a pre-determination form for prior approval if you plan to undergo a procedure that exceeds $300? This way, you will find out right away what will be reimbursed by the plan, and you won’t be surprised later. Dentists are familiar with this procedure.
