FOCUS ON:

MENTAL WELL-BEING

PHYSICAL WELL-BEING

FINANCIAL WELL-BEING

HELP ME WITH A HEALTH PROBLEM

There are several benefits at your disposal to help you take care of your mental well-being, either on a regular basis or if you are going through a tough time.

There are several benefits at your disposal to help you take care of your financial well-being.

There are several benefits at your disposal to help you take care of your physical well-being.

There are several benefits at your disposal to help you deal with a health issue.

To help you focus, we highlighted the ones that are most directly tied to this goal.

Insurance

Medical and vision care

If you are hurt, call on a specialist to help you get back on your feet!
- Prescription drugs
- Ambulance transportation
- Labs and X-rays
- Orthotic devices, hearing aids and other medical equipment
- Psychologist / social worker / psychotherapist / clinical counsellor
- Physiotherapist / rehabilitation therapist / athletic therapist / kinesiologist
- Audiologist / speech therapist / occupational therapist
- Osteopath / chiropractor / naturopath / homeopath / dietitian / acupuncturist / massage therapist / orthotherapist / podiatrist
- Hospitalization
- Convalescent home
- Nursing care
- Dental emergency
- Eye exams
- Glasses and contact lenses
- Laser eye surgery
If you take maintenance drugs, ask your pharmacist if a 90-day supply is possible. This will save you time and money by allowing you to pay the deductible once every 3 months rather than monthly.

If you are under a lot of stress due to financial hardship, do not hesitate to reach out for psychological support.

Travel insurance

Before you travel, consult the travel insurance guide.
- Emergency health care outside Canada
- Travel assistance
- Trip cancellation
Before you travel, consult the travel insurance guide.
Dental care
- Basic and preventive care
- Periodontics and endodontics
- Major restorative services
- Orthodontics
If you tend to require a lot of dental care, consider choosing the Enhanced option.
Disability insurance
- Salary continuance
- Long-term disability insurance
- Accidental dismemberment insurance
- Critical illness insurance
Life insurance
- Basic and optional life insurance
  - For yourself
  - For your spouse
  - For your children
If your family is financially dependent on you, you might want to get optional coverage for yourself should you fall critically ill or pass away.

Lifestyle

Personal spending account

The Personal spending account covers a wide range of expenses. Use it to treat yourself!
- Fitness club or gym memberships
- Fitness equipment
- Day spa services
- Education and personal development
- Cultural and recreational activity fees
- Finance-related apps, software or programs
- Estate planning, financial investment counselling and tax return preparation
- Legal expenses
Taking charge of your health can also mean getting in shape! You can get a reimbursement on your gym membership fees through the Personal spending account.

You can use flex dollars deposited to your Personal spending account to pay for your gym membership fees! You can also get a discount on selected facilities through our discount program.

Sometimes, all you need is some time to yourself. You can use flex dollars deposited to your Personal spending account to finance a day at the spa or a gym membership. Plus, you can get a discount on selected facilities through our discount program.

You are a manager and would like to learn new skills to support your team? Get reimbursed for education and personal development expenses through WSP's Educational Assistance Program, the Personal spending account, or get some advice through the Employee and family assistance program.
Health spending account
The amounts reimbursed through the Health spending account are:
- Provincial taxable benefits for Quebec residents
- Non-taxable benefits for non-Quebec residents
Note that the unused balance at the end of the benefit year is carried forward to the next benefit year only, after which the unused balanced is forfeited.
If you are not covered by the Enhanced option and wish to get a massage, you could get reimbursed through the Health spending account.
- Medical, vision and dental care reimbursements
  - Deductibles or coinsurance
  - Expenses not covered by the program or exceeding the plan caps
    - Paramedical services
    - Orthodontic services
    - Glasses and contact lenses
    - Private hospital room
    - In vitro fertilization
Employee and family
assistance program

Don’t worry, WSP will never be notified that you used the service as it’s confidential.

The Employee and family assistance program can provide you and your loved ones with immediate and confidential support to help resolve work, health, and life challenges.
- Mental health
- Problematic substance use
- Career orientation
- Legal services (e.g. civil & criminal law, property law, etc.)
- Financial services (e.g. debt, employment transition, real estate, mortgage, retirement planning, etc.)
If you need some help, or just a little push to change your lifestyle habits, you have access to a lifestyle coach through the Employee and family assistance program.
Not sure where to start to master the art of investment? There are many benefits that can help! You can:
- Access free financial counselling through your Employee and family assistance program
- Get a refund for expenses related to financial investment counselling through your Personal spending account
- Use Sun Life’s tools to obtain more information on investments and make savings projections

Wellness program

Learn more about the Wellness program, which includes a multitude of activities to help you take care of your physical well-being in your workplace.
- Cardiovascular disease screening clinic
- Health risk assessment questionnaire
- Virtual work-out sessions
- Webinar on various health issues
- Wellness platform
Virtual healthcare

If you need to consult a psychologist, remember that this service is covered in each option under medical and vision care (except if you opt out).

With the virtual healthcare application, you have access to free medical video consultations so that you can quickly take care of health-related issues, no matter where you are.
- Chat with a nurse in real time
- Consult a doctor or a health care professional via videoconference
- Renew your prescriptions and get them delivered for free
- Get referred to see a specialist in person
- Get help to navigate the healthcare system
Vacation time
- Annual vacation time
- Wellness days
- Possibility to buy more vacation
- Possibility to convert the wellness days into flex dollars (possible once a year)
Be careful! If you sell all your wellness days to obtain more flex dollars and you must be absent because you are sick, you won’t get paid for that time.

Don’t hesitate to use your wellness days if you need to attend a medical appointment.
Discounts
- Entertainment: attractions, theater, sports, movies
- Food: restaurants, meal delivery
- Wellness: fitness clubs/equipment, personal care/spa

Savings

Contributions
- Investing for your projects
- Becoming a WSP shareholder
Using your savings

You can use your savings to finance any important personal project of yours! Be sure to make an informed decision and select the right account.
- During employment
- Buying a home for the first time (Home Buyers’ Plan)
- Financing a full-time return to school for yourself or for your spouse (Lifelong Learning Plan)

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